{
  "summary": {
    "readiness": {
      "score": 84,
      "tier": "READY",
      "blockers": [],
      "warnings": [
        "Liquidity falls below reserve in week 5.",
        "3 payment obligation(s) are overdue."
      ],
      "cash": {
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        "bookCash": 5250,
        "restrictedCash": 1250,
        "availableCash": 4000,
        "asOfDate": "2026-07-19"
      },
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        "weeks": 13,
        "startingAvailableCash": 4000,
        "reserve": {
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          "fixedReserve": 2500,
          "weeksReserve": 1176.92,
          "requiredReserve": 2500,
          "warningBufferPct": 15
        },
        "rows": [
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            "week": 1,
            "weekStart": "2026-08-17",
            "weekEnd": "2026-08-23",
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            "expectedInflows": 0,
            "expectedOutflows": 425,
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            "netCashFlow": -425,
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            "status": "HEALTHY"
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          {
            "week": 2,
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            "weekEnd": "2026-08-30",
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          {
            "week": 3,
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            "weekEnd": "2026-09-06",
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            "expectedOutflows": 425,
            "committedOutflows": 425,
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            "endingCash": 3025,
            "flowIds": [
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            "status": "HEALTHY"
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          {
            "week": 4,
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            "weekEnd": "2026-09-13",
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          {
            "week": 5,
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            "weekEnd": "2026-09-20",
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            "week": 6,
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          {
            "week": 7,
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            "weekEnd": "2026-10-04",
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            "expectedOutflows": 425,
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          {
            "week": 8,
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            "weekEnd": "2026-10-11",
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            "week": 9,
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            "expectedOutflows": 425,
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            "netCashFlow": -425,
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            "reserveRequirement": 2500,
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          },
          {
            "week": 10,
            "weekStart": "2026-10-19",
            "weekEnd": "2026-10-25",
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            "expectedOutflows": 0,
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            "netCashFlow": 0,
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          {
            "week": 11,
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            "weekEnd": "2026-11-01",
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            "expectedOutflows": 0,
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          {
            "week": 13,
            "weekStart": "2026-11-09",
            "weekEnd": "2026-11-15",
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            "expectedOutflows": 0,
            "committedOutflows": 0,
            "netCashFlow": 0,
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            "flowIds": [],
            "reserveRequirement": 2500,
            "liquidityHeadroom": -1725,
            "status": "BELOW_RESERVE"
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        "minimumCash": 775,
        "endingCash": 775,
        "firstBreachWeek": 5,
        "firstBreachStatus": "BELOW_RESERVE",
        "firstReserveBreachWeek": 5,
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        "passing": 1,
        "breaches": 0,
        "waiversRequired": 0,
        "latestTests": [
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            "name": "Internal minimum cash reserve",
            "metric": "AVAILABLE_CASH",
            "period": "2026-07",
            "direction": "AT_LEAST",
            "thresholdValue": 2500,
            "actualValue": 4250,
            "tolerance": 0,
            "passing": true,
            "waiverRequired": false,
            "waiverStatus": "NOT_REQUESTED",
            "evidenceReferences": [
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              "cash_api_reserve_demo"
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            "testedBy": "Finance",
            "testedAt": "2026-07-20T13:05:23.797Z",
            "notes": "Internal management guardrail, not a lender covenant.",
            "createdAt": "2026-07-20T13:05:23.797Z",
            "updatedAt": "2026-07-20T13:05:23.797Z",
            "snapshotHash": "a6dd81b7812f12014e42214c119928affb17767f2e66f665739050f65850607b"
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    "bookCash": 5250,
    "restrictedCash": 1250,
    "availableCash": 4000,
    "forecastWeeks": 13,
    "forecastEndingCash": 775,
    "forecastMinimumCash": 775,
    "firstLiquidityBreachWeek": 5,
    "paymentObligations": 3,
    "recommendedPayments": 1600,
    "debtFacilities": 1,
    "covenantBreaches": 0,
    "financingAlternatives": 4,
    "capitalStackScenarios": 1,
    "workingCapitalInitiatives": 2,
    "fundingDecisions": 0,
    "approvedFundingDecisions": 0,
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  "cashAccounts": [
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      "id": "cash_operating_demo",
      "name": "Modeled Operating Cash",
      "institution": "Local planning ledger",
      "type": "OPERATING",
      "currency": "USD",
      "bookBalance": 3500,
      "restrictedAmount": 0,
      "minimumBalance": 1000,
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      "sourceType": "MANUAL_PLANNING",
      "sourceReference": "",
      "ownerRoleId": "role_finance_governance",
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      "notes": "Synthetic management-planning balance; not bank-connected.",
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      "updatedAt": "2026-07-20T13:05:23.796Z",
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    {
      "id": "cash_tax_reserve_demo",
      "name": "Modeled Tax & Compliance Reserve",
      "institution": "Local planning ledger",
      "type": "TAX",
      "currency": "USD",
      "bookBalance": 1000,
      "restrictedAmount": 1000,
      "minimumBalance": 1000,
      "asOfDate": "2026-07-19",
      "sourceType": "MANUAL_PLANNING",
      "sourceReference": "",
      "ownerRoleId": "role_finance_governance",
      "status": "ACTIVE",
      "notes": "Synthetic restricted planning reserve.",
      "createdAt": "2026-07-20T13:05:23.796Z",
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    {
      "id": "cash_api_reserve_demo",
      "name": "Modeled Platform & API Reserve",
      "institution": "Local planning ledger",
      "type": "RESERVE",
      "currency": "USD",
      "bookBalance": 750,
      "restrictedAmount": 250,
      "minimumBalance": 250,
      "asOfDate": "2026-07-19",
      "sourceType": "MANUAL_PLANNING",
      "sourceReference": "",
      "ownerRoleId": "role_finance_governance",
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      "notes": "Synthetic operating reserve.",
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      "updatedAt": "2026-07-20T13:05:23.796Z",
      "availableBalance": 500,
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      "weekStart": "2026-07-20",
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      "amount": 425,
      "probabilityPct": 100,
      "committed": true,
      "sourceType": "MANUAL_PLANNING",
      "sourceReference": "",
      "counterparty": "",
      "description": "Modeled weekly platform, hosting, communications, and operating cost.",
      "status": "ACTIVE",
      "createdAt": "2026-07-20T13:05:23.796Z",
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    {
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      "probabilityPct": 100,
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    {
      "id": "flow_recurring_cost_w3",
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      "probabilityPct": 100,
      "committed": true,
      "sourceType": "MANUAL_PLANNING",
      "sourceReference": "",
      "counterparty": "",
      "description": "Modeled weekly platform, hosting, communications, and operating cost.",
      "status": "ACTIVE",
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      "updatedAt": "2026-07-20T13:05:23.796Z",
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    {
      "id": "flow_pilot_collection_w3",
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      "description": "Probability-adjusted paid-pilot collection assumption; not contracted revenue.",
      "status": "ACTIVE",
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      "updatedAt": "2026-07-20T13:05:23.796Z",
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    {
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      "description": "Modeled weekly platform, hosting, communications, and operating cost.",
      "status": "ACTIVE",
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    {
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      "probabilityPct": 100,
      "committed": true,
      "sourceType": "MANUAL_PLANNING",
      "sourceReference": "",
      "counterparty": "",
      "description": "Modeled weekly platform, hosting, communications, and operating cost.",
      "status": "ACTIVE",
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      "updatedAt": "2026-07-20T13:05:23.796Z",
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    {
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      "probabilityPct": 100,
      "committed": true,
      "sourceType": "MANUAL_PLANNING",
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      "description": "Modeled weekly platform, hosting, communications, and operating cost.",
      "status": "ACTIVE",
      "createdAt": "2026-07-20T13:05:23.796Z",
      "updatedAt": "2026-07-20T13:05:23.796Z",
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    {
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      "weekStart": "2026-08-31",
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      "amount": 1500,
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      "committed": false,
      "sourceType": "MANUAL_PLANNING",
      "sourceReference": "",
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      "description": "Probability-adjusted paid-pilot collection assumption; not contracted revenue.",
      "status": "ACTIVE",
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      "updatedAt": "2026-07-20T13:05:23.796Z",
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      "committed": true,
      "sourceType": "MANUAL_PLANNING",
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      "description": "Modeled weekly platform, hosting, communications, and operating cost.",
      "status": "ACTIVE",
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    {
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      "probabilityPct": 100,
      "committed": true,
      "sourceType": "MANUAL_PLANNING",
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      "counterparty": "",
      "description": "Modeled weekly platform, hosting, communications, and operating cost.",
      "status": "ACTIVE",
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      "updatedAt": "2026-07-20T13:05:23.796Z",
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    {
      "id": "flow_recurring_cost_w10",
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      "weekStart": "2026-09-21",
      "type": "OUTFLOW",
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      "probabilityPct": 100,
      "committed": true,
      "sourceType": "MANUAL_PLANNING",
      "sourceReference": "",
      "counterparty": "",
      "description": "Modeled weekly platform, hosting, communications, and operating cost.",
      "status": "ACTIVE",
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      "updatedAt": "2026-07-20T13:05:23.797Z",
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    {
      "id": "flow_recurring_cost_w11",
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      "weekStart": "2026-09-28",
      "type": "OUTFLOW",
      "category": "OPERATING",
      "amount": 425,
      "probabilityPct": 100,
      "committed": true,
      "sourceType": "MANUAL_PLANNING",
      "sourceReference": "",
      "counterparty": "",
      "description": "Modeled weekly platform, hosting, communications, and operating cost.",
      "status": "ACTIVE",
      "createdAt": "2026-07-20T13:05:23.797Z",
      "updatedAt": "2026-07-20T13:05:23.797Z",
      "expectedAmount": 425,
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    },
    {
      "id": "flow_pilot_collection_w11",
      "accountId": "",
      "ventureId": "",
      "weekStart": "2026-09-28",
      "type": "INFLOW",
      "category": "CUSTOMER_COLLECTION",
      "amount": 1500,
      "probabilityPct": 20,
      "committed": false,
      "sourceType": "MANUAL_PLANNING",
      "sourceReference": "",
      "counterparty": "",
      "description": "Probability-adjusted paid-pilot collection assumption; not contracted revenue.",
      "status": "ACTIVE",
      "createdAt": "2026-07-20T13:05:23.797Z",
      "updatedAt": "2026-07-20T13:05:23.797Z",
      "expectedAmount": 300,
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    },
    {
      "id": "flow_recurring_cost_w12",
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      "ventureId": "",
      "weekStart": "2026-10-05",
      "type": "OUTFLOW",
      "category": "OPERATING",
      "amount": 425,
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